Getting assistance so you are able to put no money down right away is possible. But before you get a mortgage, you need to look at how much money you have right now. If you do not have any money to put down because of having no job, or to many expenses, or maybe you're a millennial just out of school like me. In addition, you need to answer the questions: "How much money do you spend on housing now?" and "What is your credit score?" 

Look at your wallet, and really be honest about your situation. What I'm sure you're going to find, is that in many, many cases, if you were able to be making a mortgage payment (for a comparable size and living arrangement), you would actually be saving money every month versus what you're paying in rent. Many people simply give up on pursuing home ownership because they "Think it will cost more", and yet the simple truth is often it is the same, or less.

This is especially true if you qualify for one, or more, of the special home ownership financing programs available today. Keep reading for options on free money.